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This is a great service and l got approval within 40 minutes !
Mrs. Kelly - Enfield
I have a very poor credit history but got approved the same day
Ms. Downsize - Harlow
Poor credit and no deposit - we still got the finance we wanted
Mr. Regent - Romford
When you’re suffering from a poor credit rating and unable to secure a loan or other 
finance for your dream car it can be very troubling. You need transportation like anyone else and 
it often seems if you are suffering from bad credit that gaining a foot on the financial ladder is 
reserved only for a few financially elite. Money is a great stress, concern and emotional burden 
and if you need to get your hands on a vehicle for whatever reason the whole process can seem 
daunting and depressing. Don’t let bad credit get you down and prevent you from obtaining the 
car of your dreams. 

One method of obtaining a car if you have poor credit is to choose used car finance. You can get 
a relatively decent vehicle without the “new” sign in the window that works well for you and is 
slightly more affordable. This makes it easier to get used car finance as you’re more likely to 
be able to pay back the loan. Not being able to pay off the loan would mean further distress, 
you might end up losing your car and having an even worse credit rating to further hamper your 
efforts to just get by in everyday life. But don’t despair in your efforts just yet, used car 
finance can help.

Getting used car finance allows you to build up your credit rating score while you pay off the 
loan for the used car. You will obtain a car for right now that you can use in the meantime and 
once you have successfully paid off the loan you can trade in your old car for a new one. You 
will find once you have successfully paid off your used car finance your credit rating will be 
a bit healthier and you will be more likely to apply for a larger loan. Many finance companies 
offer part payment schemes for potential customers who have a poor credit rating. This allows 
you to use your current car as a part payment for the new car meaning a lower loan. The value 
of your current car is dependant on its condition and therefore the amount deducted from your 
new car will vary. 

This is a great milestone scheme to get you back on four wheels. You not only mend your credit 
rating, you prepare yourself for stepping up the ladder to better and better vehicles as you go. 
Used car finance is specifically designed to help you get back on the road and in general car 
dealership companies receive more business from people with a poor credit rating than a pristine 
one.  One thing to remember when you’re thinking about your bad credit history is that you’re 
not alone in your situation. Many people just like you are out there struggling to get a car 
which is why used car finance is such big business. At the end of the day, used car dealerships 
want your money just as much as anyone else’s.