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This is a great service and l got approval within 40 minutes !
Mrs. Kelly - Enfield
I have a very poor credit history but got approved the same day
Ms. Downsize - Harlow
Poor credit and no deposit - we still got the finance we wanted
Mr. Regent - Romford
For those of us with a bad credit history, applying for car finance can be 
a trying experience. You may start to feel like there is no way to get a 
car with bad credit, especially if you have been applying for loans already 
and getting nowhere fast. The important thing to realise is that people with 
a bad or non-existent credit history need to approach the car finance problem 
a little differently. A bad credit history is a common problem these days, and 
there are now a multitude of companies that exist solely to help people with 
bad credit to get on the road.
Before you think about applying for a loan you should look into the many types of finance available to you. The internet is a great reference for information on car finance, and you can find reviews of particular finance companies, details of specific loans and interest rates and much more. You could also visit a price comparison website that deals with finance to help you find the most competitive rates.

You may find with some companies that you don’t even need to have a 
credit check done and you can avoid the credit history issue completely. 
This special kind of “no credit check” loan works on the assumption that 
by taking a look at your current financial situation, the finance company 
can work out whether you can afford a loan, and if so, how much you should 
get. You will need to provide some paperwork detailing your finances when 
you apply for this kind of loan to get a car with bad credit.

If the finance company offers you a loan for less than you asked for, there 
is no need to give up hope. Maybe you aren’t in the best position to get the 
car you originally wanted right now, but you could be soon. Taking out a 
smaller loan and making regular repayments over a long period of time 
will go a long way to fixing up your credit score, making it easier to get 
a larger loan in future for the car you really want, and you can probably 
trade in whatever you get beforehand as a part exchange too.

It is important to note that there are different kinds of loan available. Some 
may offer a 0% interest rate for a large deposit, or you may be able to pay 
no deposit but have a higher interest rate. In general though, most people 
will pay a reasonable deposit and go with a low to medium interest rate 
getting the best of both worlds: you don’t need to have major capital available 
to buy the car in the first place, and you don’t pay more in the long-term in 
the form of interest.

You should now realise that having a bad credit rating doesn’t have to put 
an end to your dreams of car luxury. Not only is it possible, it can even be 
easy to get a car with bad credit!