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This is a great service and l got approval within 40 minutes !
Mrs. Kelly - Enfield
I have a very poor credit history but got approved the same day
Ms. Downsize - Harlow
Poor credit and no deposit - we still got the finance we wanted
Mr. Regent - Romford
If you need a car quickly and just don’t have a deposit to hand don’t worry. 
You can still get car finance with no deposit. There are many finance companies available 
today that cater specifically for people with a poor credit history or are self employed. 
These finance companies have created a variety of deals for you to take advantage of. They 
can offer you finance for vehicles with no deposit, regardless of your credit history even 
if you have been turned down for a car loan in the past. 

These finance offers will usually range from £3000 to £50,000 to be paid back over 5 years. 
The amount you can borrow depends on your current ability to pay it back, not your track 
record. This type of car finance does not secure the loan against any of your personal 
possessions or your home; it’s only on the car itself. As with most situations, if you 
fail to make payments the car will be repossessed and your credit history will take a blow. 

Car finance is a large and highly competitive market which means low rates and a large 
acceptance rate for a variety of people. Car finance isn’t just for the rich and famous, 
in fact it’s primarily aimed at people with a bad credit rating. More business is derived 
from people with a poor credit history than anyone else so there are a variety of deals 
and offers tailored for you. 

You may need to earn a certain amount each month dependant on the size of the loan you 
wish to have but you do not need to own your own home or have a glowing gold credit 
rating. Some of the cars available may also be limited to you depending on the loan you 
can achieve. In fact you can even get no deposit car finance on some of the more difficult 
or specialist occupations such as nursing, teachers or clergy. You can even be self 
employed or have no credit history at all. 

The bonus of no deposit is quite simple, you can get a low affordable finance loan and 
with low interest rates. Companies that offer 0% interest will accompany this with a 
large deposit as high as 30% of your vehicle value which is a little steep for most 
people. 0% interest can look attractive to those of us who have a tight budget but 
the deposit size will usually prevent us from taking advantage of this offer. 

One important thing to be wary of is how new your vehicle is. Some car dealerships 
will register the vehicle in their own name at the end of the month to meet 
manufacturer demands. This car can then be sold at a discounted price as a special 
offer but that then means you’re the second registered owner of the vehicle. That 
makes the vehicle substantially lower in value when you come to selling it on. Make 
sure you research the vehicle, dealership and finance company thoroughly.